Student Accident Insurance

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As of July 1, 2024, Liberty University, through the Office of Risk Management, provides a $15,000 accident insurance policy benefiting all residential students attending the Lynchburg, VA campus
Coverage is limited to residential students as part of on-campus Health & Wellness initiative
Check out the “Student Accident Shield” download under the “Documents” section for a summary of benefits LU Student Accident Shield through AG Specialty Insurance

It is not a substitute for the student’s primary health insurance and only applies to accident injuries
It is for accidental injuries sustained by the residential student when the student has co-payments or deductibles remaining after having filed with their primary insurer
Residential students are covered for accidental injuries including those related to intramural sports, official club sports and intercollegiate sports
Residential students are covered while actively enrolled in classes in the U.S. and subject to the terms, conditions, and limits of coverage found in the policy

AG Specialty Insurance – For more information, students and parents should refer to the claims administrator site.

Once on the AG Specialty Insurance site, click on the “Submit A Claim” button
Download a Student Accident Insurance Claim Form within the instructions
Once completed, save it to your computer
Upload that form to AG Specialty Insurance on the Click Here to Submit Claim Form button
Enter information (Email, First name, Last name) in order for the system to associate your claim form with your personal information. When it asks for company, type Liberty University
Once you receive the confirmation email, you’ll be able to upload Explanation of Benefits forms, Medical bills and receipts by clicking the “Upload Claim Documents” button at the bottom of the Submit a Claim page
There is also a button for submitting documentation through Fax, Email and postal mail. You can provide this information to your treating physicians to allow them to file future medical bills directly to AG Specialty Insurance should they have that capability
You will also need to email a copy to the Office of Risk Management in order to confirm coverage